
India's largest bank bets on digital without letting go of what made it great
On 27 September 2026, Challa Sreenivasulu Setty, Chairman of the State Bank of India, stepped up to the podium at SBI's 13th Banking and Economics Conclave and condensed the strategy of India's largest bank into nine words: digital first, customer first, nation always. The declaration spread quickly. But before any analyst could turn it into either praise or an easy target, it is worth doing what is rarely done with corporate mantras: examining what structure of decision-making lies behind it, if any.
Ricardo Mendieta8 min





















