{"locale":"en","total":366,"page":1,"pages":16,"previous":null,"next":"https://sustainabl.net/agent-native/en/archivo/json?category=finance&page=2","articles":[{"id":15473,"title":"Family offices bet on women's health and care as a structural investment thesis","excerpt":"October marked a turning point in the investment behaviour of global family offices. After a slow September, the investment firms of ultra-wealthy families closed 56 direct investments in startups, an increase of roughly 30% compared to the previous month. The numerical uptick matters, but what matters more is where the money went: women's health, clinical data infrastructure and paid family caregivers under public programmes.","published_at":"2026-11-07T14:02:09.529","category":"sustainability","author":"Gabriel Paz","url":"https://sustainabl.net/agent-native/en/articulo/family-offices-womens-health-care-structural-investment-thesis-mw6jqgv4","json_url":"https://sustainabl.net/agent-native/en/articulo/family-offices-womens-health-care-structural-investment-thesis-mw6jqgv4/json"},{"id":15431,"title":"Brazil's most popular bank arrived in the United States, and its biggest problem was not the regulator","excerpt":"When Nubank began operating in the United States in September 2026 under the Nu brand, the team had already navigated months of regulatory work, negotiations with a partner bank in Kansas City, and the design of a product architecture for a market with rules completely different from those in Brazil. All of that, according to co-founder Cristina Junqueira, was the manageable part. The hardest part was the brand.","published_at":"2026-10-31T14:02:15.904","category":"finance","author":"Mateo Vargas","url":"https://sustainabl.net/agent-native/en/articulo/nubank-united-states-brand-challenge-not-regulator-mvwjnsc7","json_url":"https://sustainabl.net/agent-native/en/articulo/nubank-united-states-brand-challenge-not-regulator-mvwjnsc7/json"},{"id":15396,"title":"Xbox charges by the hour and reveals that the access model was never what it promised","excerpt":"There was a moment, just a few years ago, when Microsoft presented cloud gaming as the answer to the oldest problem in the video game market: the cost of entry. You don't need a console. You don't need to buy the game. You pay a monthly subscription and you play. The promise was simple, and that was part of its power.","published_at":"2026-10-27T14:02:15.218","category":"business-models","author":"Sofía Valenzuela","url":"https://sustainabl.net/agent-native/en/articulo/xbox-charges-by-the-hour-access-model-cloud-playtime-mvqtw970","json_url":"https://sustainabl.net/agent-native/en/articulo/xbox-charges-by-the-hour-access-model-cloud-playtime-mvqtw970/json"},{"id":15386,"title":"Sri Lanka Bet Everything on Foreign Oil and Is Now Paying the Price for That Fragility","excerpt":"There are economies that build their energy systems as though the price of oil were a constant. Sri Lanka was one of them for far too long. Today, with inflation at its highest level in three years, with rationing still in place, and with the energy ministry admitting that the country spent up to 30% of its foreign exchange reserves in a single month to pay for fuel imports, that bet has been exposed in all its broken architecture.","published_at":"2026-10-26T14:02:15.902","category":"sustainability","author":"Lucía Navarro","url":"https://sustainabl.net/agent-native/en/articulo/sri-lanka-bet-everything-on-foreign-oil-energy-crisis-mvpeg3pb","json_url":"https://sustainabl.net/agent-native/en/articulo/sri-lanka-bet-everything-on-foreign-oil-energy-crisis-mvpeg3pb/json"},{"id":15379,"title":"Carlsberg India gained market share and earned less money than it appears","excerpt":"There is a simple version of this story and a version worth telling. The simple version says that Carlsberg India had a mixed year: revenues fell 2.3%, but profits rose 22.1%. The version worth telling says that a Danish brewer just demonstrated, in one of the most complex markets in the world, that volume and revenue can move in opposite directions without either one telling you how well you are executing.","published_at":"2026-10-25T14:02:17.401","category":"strategy","author":"Ricardo Mendieta","url":"https://sustainabl.net/agent-native/en/articulo/carlsberg-india-market-share-profitability-mvnz0bp5","json_url":"https://sustainabl.net/agent-native/en/articulo/carlsberg-india-market-share-profitability-mvnz0bp5/json"},{"id":15346,"title":"A Rhode Island Factory and the Uncomfortable Mirror It Holds Up to Boston","excerpt":"In Providence's Valley neighborhood, a former textile plant of 113,000 square feet today houses artists who manufacture materials from oyster shells, ceramic murals for neighborhood parks, and welding training programs. The building, known as 50 Sims, has 38 active tenants and plans to add between 24 and 30 more. Less than two hours to the north, Boston spent a decade building one of the largest concentrations of laboratory space in the world, with vacancy rising from 2.5% in 2021 to 28% in 2026.","published_at":"2026-10-21T14:02:13.219","category":"pymes","author":"Diego Salazar","url":"https://sustainabl.net/agent-native/en/articulo/rhode-island-factory-uncomfortable-mirror-boston-mvi9940n","json_url":"https://sustainabl.net/agent-native/en/articulo/rhode-island-factory-uncomfortable-mirror-boston-mvi9940n/json"},{"id":15289,"title":"Setting Prices Without Knowing Real Costs Is Not Strategy: It Is a Gamble","excerpt":"According to the Federal Reserve System's employer firms survey for 2024, fewer than half of employer firms in the United States operated at a profit that year. The figure hovers between 46% and 47% depending on the edition of the report, but the range does not change the conclusion: more than half of businesses with employees did not finish the year in the black. The data does not speak to a sectoral crisis or an isolated macroeconomic event, but to a structural problem in how small and medium-sized enterprises (SMEs) understand, calculate and defend their margins.","published_at":"2026-10-02T14:02:36.542","category":"strategy","author":"Ignacio Silva","url":"https://sustainabl.net/agent-native/en/articulo/setting-prices-without-knowing-real-costs-is-not-strategy-mur3vj5o","json_url":"https://sustainabl.net/agent-native/en/articulo/setting-prices-without-knowing-real-costs-is-not-strategy-mur3vj5o/json"},{"id":15274,"title":"Ontario bets $49 million on its small businesses as tariffs reshape cross-border trade","excerpt":"On September 24, 2026, Nina Tangri, Ontario's Associate Minister of Small Business, made an announcement in Windsor that went relatively unnoticed in the major national media. The provincial government committed to investing $49 million over three years to strengthen its network of small business advisory centres, now rebranded as the Ontario Small Business Advisory Centres (OSBAC). The city chosen for the announcement was not Toronto.","published_at":"2026-09-28T14:02:50.139","category":"pymes","author":"Clara Montes","url":"https://sustainabl.net/agent-native/en/articulo/ontario-49-million-small-businesses-tariffs-cross-border-trade-mule4k7r","json_url":"https://sustainabl.net/agent-native/en/articulo/ontario-49-million-small-businesses-tariffs-cross-border-trade-mule4k7r/json"},{"id":15267,"title":"India's largest bank bets on digital without letting go of what made it great","excerpt":"On 27 September 2026, Challa Sreenivasulu Setty, Chairman of the State Bank of India, stepped up to the podium at SBI's 13th Banking and Economics Conclave and condensed the strategy of India's largest bank into nine words: digital first, customer first, nation always. The declaration spread quickly. But before any analyst could turn it into either praise or an easy target, it is worth doing what is rarely done with corporate mantras: examining what structure of decision-making lies behind it, if any.","published_at":"2026-09-27T14:02:32.508","category":"transformation","author":"Ricardo Mendieta","url":"https://sustainabl.net/agent-native/en/articulo/india-largest-bank-sbi-digital-transformation-strategy-mujyocm4","json_url":"https://sustainabl.net/agent-native/en/articulo/india-largest-bank-sbi-digital-transformation-strategy-mujyocm4/json"},{"id":15263,"title":"Kawan Renergy grew 32% and earned 73% less: what that reveals about the model","excerpt":"There is an arithmetic that does not lie. When a company increases its revenues by nearly a third while simultaneously watching its profits fall by almost three quarters, the problem does not lie in the market or in the geopolitical situation. It lies in the structure of the business itself. Kawan Renergy Berhad published its third-quarter results for financial year 2026 with revenues of RM46.49 million, a rise of 32.6%, but with a net profit of RM2.04 million compared to RM7.49 million a year ago.","published_at":"2026-09-26T14:02:19.748","category":"finance","author":"Francisco Torres","url":"https://sustainabl.net/agent-native/en/articulo/kawan-renergy-grew-32-percent-earned-73-percent-less-model-muij8h90","json_url":"https://sustainabl.net/agent-native/en/articulo/kawan-renergy-grew-32-percent-earned-73-percent-less-model-muij8h90/json"},{"id":15173,"title":"Oracle Spends $2.8 Billion to Reinvent Itself: This Is What the Real Cost of the AI Transition Looks Like","excerpt":"Larry Ellison cancelled in September 2026 a plan to sell up to 50 million Oracle shares, equivalent to roughly $7.5 billion at that Friday's closing price. No official explanation was given. What did appear in a regulatory filing submitted that same week was another figure: Oracle expanded its fiscal 2026 restructuring plan by an additional $700 million, bringing the total expected cost of the programme to approximately $2.8 billion.","published_at":"2026-09-15T14:03:04.328","category":"transformation","author":"Gabriel Paz","url":"https://sustainabl.net/agent-native/en/articulo/oracle-spends-2-8-billion-restructuring-real-cost-ai-transition-mu2te1xy","json_url":"https://sustainabl.net/agent-native/en/articulo/oracle-spends-2-8-billion-restructuring-real-cost-ai-transition-mu2te1xy/json"},{"id":15168,"title":"Why Ellison Withdrew Oracle's $7.5 Billion Share-Sale Plan","excerpt":"Larry Ellison, co-founder and executive chairman of Oracle Corporation, adopted on June 22, 2026, a trading plan to sell up to 50 million ordinary shares of the company. At Friday September 12's closing price, that block was worth approximately $7.5 billion. The following Saturday, Oracle reported that the plan had been cancelled, that no shares had been sold under that instrument, and that Ellison has no other active plan to dispose of his stake.","published_at":"2026-09-14T14:02:20.776","category":"finance","author":"Mateo Vargas","url":"https://sustainabl.net/agent-native/en/articulo/why-ellison-withdrew-oracle-7-5-billion-share-sale-plan-mu1dyde5","json_url":"https://sustainabl.net/agent-native/en/articulo/why-ellison-withdrew-oracle-7-5-billion-share-sale-plan-mu1dyde5/json"},{"id":15120,"title":"Luceco and the Bet Analysts Can No Longer Ignore","excerpt":"Deutsche Bank has just done something the markets have been waiting for: putting in black and white what Luceco's numbers have been hinting at for two years. On 8 September 2026, the bank upgraded its rating on the company from hold to buy and raised its price target from 260 pence to 270. It is not a dramatic move in absolute terms. What matters is not the ten-pence jump, but what that adjustment reveals about how the value architecture of a company that until recently was seen primarily as an electrical accessories manufacturer is being re-read.","published_at":"2026-09-09T14:03:16.613","category":"sustainability","author":"Lucía Navarro","url":"https://sustainabl.net/agent-native/en/articulo/luceco-bet-analysts-cannot-ignore-mtu8ra2w","json_url":"https://sustainabl.net/agent-native/en/articulo/luceco-bet-analysts-cannot-ignore-mtu8ra2w/json"},{"id":15111,"title":"Synergy House and the model that works when everything goes right","excerpt":"There are companies that illustrate with clinical precision what happens when a lean model collides with costs that show no mercy. Synergy House Berhad, the Malaysian cross-border e-commerce furniture seller listed on Bursa Malaysia, is one of those cases. Not because it did something fundamentally wrong, but because the environment showed them, in numbers, the exact limit of their architecture.","published_at":"2026-09-08T14:02:59.004","category":"strategy","author":"Francisco Torres","url":"https://sustainabl.net/agent-native/en/articulo/synergy-house-lean-model-ecommerce-limits-mtstbd3w","json_url":"https://sustainabl.net/agent-native/en/articulo/synergy-house-lean-model-ecommerce-limits-mtstbd3w/json"},{"id":15082,"title":"The Recurring Revenue of AI Startups No Longer Guarantees What It Once Promised","excerpt":"There is a number that circulates through Silicon Valley pitch decks with the force of a closed argument: ARR, or Annual Recurring Revenue. For years it was the metric that separated serious startups from those simply burning cash on hope. According to data published in 2026 by venture capital firm Madrona, 77% of companies reassess their artificial intelligence vendors every six months or even on a continuous basis.","published_at":"2026-09-05T14:02:05.884","category":"startups","author":"Martín Soler","url":"https://sustainabl.net/agent-native/en/articulo/recurring-revenue-ai-startups-no-longer-guarantees-what-it-promised-mtoizrza","json_url":"https://sustainabl.net/agent-native/en/articulo/recurring-revenue-ai-startups-no-longer-guarantees-what-it-promised-mtoizrza/json"},{"id":15072,"title":"When the Family Business Costs You Your Home","excerpt":"There is a pattern that appears frequently in financial advisory sessions and rarely shows up in business viability analyses: the moment an entrepreneur discovers that personal exposure was not in the contract they signed, but in the clause they did not read carefully enough. Brittany's call to the Money Moves with Jill Schlesinger program captures that moment with a precision that numbers alone cannot convey: a family business left her and her husband financially underwater, and now they are weighing whether selling their home is a way out or simply a way of postponing the same conversation.","published_at":"2026-09-04T14:04:12.946","category":"pymes","author":"Diego Salazar","url":"https://sustainabl.net/agent-native/en/articulo/when-family-business-costs-you-your-home-mtn3lhiw","json_url":"https://sustainabl.net/agent-native/en/articulo/when-family-business-costs-you-your-home-mtn3lhiw/json"},{"id":15052,"title":"Five9 Trades at Deep Value Multiples as AI Revenue Grows 78% Annually","excerpt":"Truist Securities raised its price target on Five9 to $40 from $35, maintaining a buy rating. The rationale is not generic: analyst Terry Tillman met with CEO Amit Mathradas, CFO Bryan Lee, and SVP of Investor Relations Tony Righetti, and came away from that meeting with greater conviction about the business direction. The starting point for understanding this note is not the rating but the financial architecture Truist is reading behind it.","published_at":"2026-09-02T14:03:14.829","category":"finance","author":"Javier Ocaña","url":"https://sustainabl.net/agent-native/en/articulo/five9-deep-value-multiples-ai-revenue-grows-78-percent-annually-mtk8omo0","json_url":"https://sustainabl.net/agent-native/en/articulo/five9-deep-value-multiples-ai-revenue-grows-78-percent-annually-mtk8omo0/json"},{"id":15032,"title":"Why Analysts Are Betting on a Gearbox Maker Before the Robots Even Exist","excerpt":"There is a pattern that repeats every time an industry anticipates its own future: serious money does not flow to the final product, it flows to whoever manufactures the parts that product will need. That is what happened with semiconductors before the PC boom. Now, as images of humanoid robots circulate at tech fairs and conferences, four top-tier investment banks are pointing to a Chinese gearbox manufacturer that most readers have never heard of.","published_at":"2026-08-31T14:03:25.632","category":"exponential","author":"Isabel Ríos","url":"https://sustainabl.net/agent-native/en/articulo/analysts-betting-gearbox-maker-humanoid-robots-supply-chain-mthdua58","json_url":"https://sustainabl.net/agent-native/en/articulo/analysts-betting-gearbox-maker-humanoid-robots-supply-chain-mthdua58/json"},{"id":14991,"title":"Hyundai Bets on More Than 100 Models Before 2030 and Raises Its Margin Target","excerpt":"On August 26, 2026, in Seoul, Hyundai Motor presented to investors the most ambitious roadmap in its recent history: more than 100 vehicle launches and renewals by 2030, an operating margin target raised above 9%, and a capacity expansion plan of 1.27 million additional units. The backdrop is uncomfortable: in the second quarter of 2026, the company reported an operating margin of just 5.8%, down from 7.5% in the same period the previous year.","published_at":"2026-08-27T14:03:23.358","category":"finance","author":"Mateo Vargas","url":"https://sustainabl.net/agent-native/en/articulo/hyundai-bets-100-models-before-2030-raises-margin-target-mtbo2fep","json_url":"https://sustainabl.net/agent-native/en/articulo/hyundai-bets-100-models-before-2030-raises-margin-target-mtbo2fep/json"},{"id":14951,"title":"Why AI Data Centers Became the Most Political Asset in the Tech Sector","excerpt":"The week of August 18, 2026 sent a signal that was hard for infrastructure investors to ignore. GE Vernova fell 9.5% for the week and Eaton lost 6.7%, two names that for months had functioned as safe bets on data center growth. There was no chip demand collapse or budget cuts from major hyperscalers: what happened was a state governor signing an executive order on a Tuesday afternoon.","published_at":"2026-08-23T14:05:36.083","category":"business-models","author":"Sofía Valenzuela","url":"https://sustainabl.net/agent-native/en/articulo/why-ai-data-centers-became-most-political-asset-tech-sector-mt5ya3q8","json_url":"https://sustainabl.net/agent-native/en/articulo/why-ai-data-centers-became-most-political-asset-tech-sector-mt5ya3q8/json"},{"id":14941,"title":"Why Banning ESG Funds from Children's Accounts Reveals More About Power Than Sustainability","excerpt":"The US Treasury Department has just drawn a line that goes far beyond a technical fund eligibility decision. On August 20, 2026, the administration published proposed regulations governing permitted investments in the so-called 'Trump Accounts' — tax-advantaged savings accounts for minors created under the 'One Big Beautiful Bill' Act. The rule does two things at once: it sets an extraordinarily low fee cap of 0.1% annually on invested balances and explicitly excludes any fund linked to environmental, social and governance criteria.","published_at":"2026-08-22T14:03:04.148","category":"sustainability","author":"Lucía Navarro","url":"https://sustainabl.net/agent-native/en/articulo/why-banning-esg-funds-childrens-accounts-reveals-power-sustainability-mt4iujy3","json_url":"https://sustainabl.net/agent-native/en/articulo/why-banning-esg-funds-childrens-accounts-reveals-power-sustainability-mt4iujy3/json"},{"id":14931,"title":"LBS Bina Chooses Margins Over Volume as Malaysia's Property Market Cools","excerpt":"LBS Bina Group Bhd's most recent quarter tells two distinct stories depending on which line of the income statement you look at first. Revenue grew. Net profit fell by nearly half. And management, rather than burying that figure in a technical results note, placed it at the centre of its strategic communication.","published_at":"2026-08-21T14:03:39.613","category":"strategy","author":"Francisco Torres","url":"https://sustainabl.net/agent-native/en/articulo/lbs-bina-chooses-margins-over-volume-malaysia-property-market-cools-mt33em0k","json_url":"https://sustainabl.net/agent-native/en/articulo/lbs-bina-chooses-margins-over-volume-malaysia-property-market-cools-mt33em0k/json"},{"id":14911,"title":"How to Buy a YouTube Channel Without Buying the Creator","excerpt":"The creator economy is worth approximately $250 billion and growing at a double-digit annual rate. Goldman Sachs projects it could reach $480 billion by 2027. Yet institutional capital has spent years watching that market from the sidelines, unwilling to fully commit.","published_at":"2026-08-19T14:03:20.325","category":"marketing","author":"Andrés Molina","url":"https://sustainabl.net/agent-native/en/articulo/how-to-buy-youtube-channel-without-buying-creator-mt08j00c","json_url":"https://sustainabl.net/agent-native/en/articulo/how-to-buy-youtube-channel-without-buying-creator-mt08j00c/json"},{"id":14891,"title":"Why Canada's Tax Reform Starts With Small Businesses and What That Reveals About Real Power","excerpt":"Mark Carney's government has just admitted something tax experts have been pointing out for years with growing impatience: the Canadian tax code no longer works as it should. This is no minor statement. It is a public acknowledgment that four decades of patches, special credits, and accumulated sectoral programs have produced a system nobody deliberately designed but everyone must navigate.","published_at":"2026-08-17T14:04:24.155","category":"pymes","author":"Isabel Ríos","url":"https://sustainabl.net/agent-native/en/articulo/canada-tax-reform-small-businesses-real-power-msxdnax0","json_url":"https://sustainabl.net/agent-native/en/articulo/canada-tax-reform-small-businesses-real-power-msxdnax0/json"}]}